I attended Fincon (Financial Bloggers Conference) again this year. What is Fincon? Fincon is the Financial Bloggers Conference and it’s “Where Money & Media Meet”. This is my 2nd year attending and I enjoyed the opportunity to learn more to expand my business, engage in opportunities to collaborate with others, and meet your social media friends in person.
In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.
So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.
I have had people tell me that they will always be in debt so they are going to keep making monthly payments forever.
Well, that is not true, there are plenty of stories showing people who have paid off large amounts of debt.
I created a YouTube playlist of motivational debt free stories, click here to check it out.
I mention in a previous post that I budget by paycheck. I started doing this around 2005, after creating a monthly budget for a while and not feeling like I had a good handle on it (because I was busting my budget).
Lately, I have been asked a lot about how to increase credit score to get a mortgage. Last week. I talked about how your credit score is calculated. This week we will focus on activities that will help raise your score. Before we get into the details I really want you to understand that your credit score report is not the same as your friend's score and report.
I have an older car that I have owned for about 9 years and I have committed to driving this car until the wheels fall off. I'm blessed that it still runs smoothly but last year I thought I was going to have to get another car.
Due to a reoccurring issue that no one including dealership could figure out what was going on.
Are you looking for additional ways to pay off debt? I know an app that can help.
A couple of years ago while attending FINCON, I found out about this app that helps you make extra payments towards your debt through the snowflaking method. Well I have been using this app for a while now to make additional payments to my student loan and I really like this app so of course, I had to come and tell you.
Making payments on your student loans is the worst. Unfortunately, there’s no getting around it: You have to pay them back. But how do you know if you’re doing it the “right” way?
Obviously, you want to pay them off as fast as you can. That way, you can spend that money on something more fun. But should you consolidate your loans or refinance them? It can feel overwhelming when trying to make this decision, especially when new offers are constantly arriving in your mailbox.
But don’t sweat it!
Do you know where you stand financially? At the end of every month I sit down for 30 mins and complete a financial checkup. A financial checkup is a layout of all my income and expenses for the month along with an analysis of how I spent my money in the previous month along with any outstanding debt balances and a status update of where I stand when it comes to my financial goals, so the balance in my savings, sinking funds and investment accounts (including retirement).
