I attended Fincon (Financial Bloggers Conference) again this year. What is Fincon? Fincon is the Financial Bloggers Conference and it’s “Where Money & Media Meet”. This is my 2nd year attending and I enjoyed the opportunity to learn more to expand my business, engage in opportunities to collaborate with others, and meet your social media friends in person.
In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.
So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.
I have had people tell me that they will always be in debt so they are going to keep making monthly payments forever.
Well, that is not true, there are plenty of stories showing people who have paid off large amounts of debt.
I created a YouTube playlist of motivational debt free stories, click here to check it out.
I mention in a previous post that I budget by paycheck. I started doing this around 2005, after creating a monthly budget for a while and not feeling like I had a good handle on it (because I was busting my budget).
Lately, I have been asked a lot about how to increase credit score to get a mortgage. Last week. I talked about how your credit score is calculated. This week we will focus on activities that will help raise your score. Before we get into the details I really want you to understand that your credit score report is not the same as your friend's score and report.
Are you a saver or a spender?
Have you ever thought about which money personality you have?
I know some people have mentioned it is genetic, which may be possible but I always felt it was interesting that two people can grow up in the same household with the same parents and one be a spender and the other a saver.
But when you think about it opposites attract so I’m sure one parent was a spender and the other was a saver.
In last week’s post, I talked about the 9 Signs That You’re Overspending. If you haven’t read it yet, check it out here.
I didn’t want to give you the signs without giving you tips on how to stop overspending.
Taking the steps to get in control of your spending will help you achieve the money goals you didn’t think were possible.
Do you ever feel like you are spending too much money? It’s not always easy to determine if you are overspending but if you are constantly on the go, don’t review your finances on a regular, feel guilty when you spend money or you’re praying that your card is going to be approved while in the store, there is possibility that you may be overspending.
You typically go to the doctor's office at least once a year for a physical and the dentist every six months for a dental check-up but how often do you check on your money. It’s just as important as your health.
If you think about it, money affects every area of your life, for example, transportation whether you ride public transportation, take an uber or drive your own car, you pay in some way for all of these options, (unless you’re walking).
