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Alternatives To Life Insurance

Alternatives To Life Insurance


In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.  

So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.

Saving To Buy A Home? Join The Down Payment Movement

Saving To Buy A Home? Join The Down Payment Movement

Do you have a goal of buying a home?  Well, I have joined a great community of personal finance bloggers who are dedicated to helping you save your down payment.  

The goal is to motivate our readers to save a total of $1 Million dollars towards their down payment within the next year.  Everyone in the community has great tips to share to help you reach your goal of buying a home.

What To Do If You Haven't File Taxes In A While

What To Do If You Haven't File Taxes In A While

Did you “forget” to file your taxes for a few years and now you’re scared to file.  Well, you can’t live like this forever so it’s time to see where you stand.  The last thing you want to do have the IRS realize you didn’t file and have them file for you. When the IRS filed for you, they don’t apply all of the deductions and credits you actually qualify for (because they don’t know what you qualify for), so that may put you in a worse position than actually filing it yourself.

4 Ways To Pay Your Tax Bill

4 Ways To Pay Your Tax Bill

Last week I wrote a post on what to do with your tax refund, but I also wanted to cover the options available to you actually owe taxes.  So first things first, if you owe this year and you didn’t sell a house, take realized gains from stock accounts, have a surge in income, etc. then you need to fill out a new W-4 with your employer, if you already claim 0 exemptions then you may want to request to have a set dollar amount withheld. If you are self-employed you may want to consider making quarterly payments to the IRS