Do you have a goal of buying a home?  Well, I have joined a great community of personal finance bloggers who are dedicated to helping you save your down payment.  

The goal is to motivate our readers to save a total of $1 Million dollars towards their down payment within the next year.  Everyone in the community has great tips to share to help you reach your goal of buying a home.

Why are we doing this?

As personal finance bloggers, we have dedicated many hours of our lives to educating our readers and helping them become more confident in their finances. This is a central mission in our lives.

Lately, we’ve heard from more readers, friends, and family saying that they cannot afford to buy a home even though they would like to.

Which is not surprising since the home prices have been increasing, especially in the larger cities. live in the NYC area and it’s hard for people here to save for a down payment since the rent is so high and the house prices are even higher.

We’ve also read news reports stating that today’s first-time home buyers are facing unprecedented challenges when it comes to saving up for and purchasing a home. The reports have titles like “Why Millennials Can’t Afford to Buy a Home” or “Millennial Home Buyers Are Here, But Their Struggle is Real.”

Why should you sign up?

We cannot seek achievement for ourselves and forget about progress and prosperity for our community... Our ambitions must be broad enough to include the aspirations and needs of others, for their sakes and for our own. Cesar Chavez

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No man is an island (Human beings do not thrive when isolated from others) - English Proverb

By signing up for the Down Payment Movement you will have a support system of people who are want you to achieve your home buying goal.  

We also have educational materials available to help you achieve your goal such as, our 12-week home-buying course which provides you with the basics of the home buying process.  The home-buying course includes the following topics:

Session 1: How to Know If You’re Ready to Buy a Home

Session 2: How Much Home Can You Afford

Session 3: What Credit Score Do You Need to Buy a Home

Session 4: How to Get Pre-Approved to Buy a Home

Session 5: How to Choose a Real Estate Agent

Session 6: How to Find the Right Home for You

Session 7: What to Look for When Home Shopping

Session 8: How to Make a Successful Offer On a Home

Session 9: How to Apply for a Mortgage

Session 10: Is It Better to Have a 20% Down Payment

Session 11: How Does Mortgage Insurance Work

Session 12: What You Need to Know About Closing Costs

In addition the course, we will be publishing new blog posts here on the blog in which we’ll share our own personal home-buying stories and our best tips for prospective home buyers.

We’ll talk about things like how to save for a down payment faster and how to stay motivated to reach your goal.

When you sign up, we’ll ask you to pledge a specific dollar amount you will save every month -- for example, $100 or $350. This way, we can track our progress toward the goal of saving up $1 million in one year!