Is this you?

You're tired of living paycheck to paycheck?

You’re frustrated because you make decent money

but you don’t know where your money is going each month?

You feel held back by  excess debt and  lack of savings

You want to gain control of your money but you don’t know how.

I had the opportunity to get my Phd for FREE which would have allowed me to switch into my dream career.  

I started taking the steps to make it happen. 

I talked to a few programs, started gathering the paperwork needed to submit

with my application and I researched the costs of living in each area. 

But when I started comparing my expenses to the stipend amount,

it wasn’t adding up and no matter how I tweaked the numbers,

 I still had a significant amount of money going towards debt payments each month. 

That is when I had to accept that I couldn’t afford to go to school for free because I had too much debt. 

I felt defeated and angry but I knew I could not let something like this happen again.

So I decided to change my story and start tracking how I was spending my money

I created a plan to pay off debt but still enjoy life and I increased my streams of income

Taking those steps allowed me to stop living paycheck to paycheck, pay off over $48,000 in debt,

fully fund my emergency fund, travel using cash, cashflow my wedding, and eliminate the feeling of being controlled by debt.

For you, It may not be an advanced degree, you may want to travel

but you can’t because of your debt or you may want to buy a home

but you can’t because you don’t have enough savings.

The end of your story is not just paying off debt, it’s just the beginning.

 Do you want to travel, buy a home, or transition to that career you love?

The first step to stop living paycheck to paycheck is to set and commit to your money goals.

The second step is to track the money coming in and the money going out.

The third step is to pay off debt and the last step is to build a savings of at least 6 months of savings.

These are the exact steps I cover in my Coins & Confidence Program.  

This is a judgement-free customized one-on-one 3-month program

were we will work together to achieve your money goals

while also building confidence in your ability to make financial decisions. 

This program is for you if:

  • You are committed to achieving your financial goals

  • You want to work with someone who understands your situation is unique 

  • You need an accountability partner who will keep it real with you 

  • You’re ready to take control of your coins

This program is not for you if:

  • You’re not ready to take action

  • You are not willing to be honest about your financial situation

  • You expect an overnight fix

  • You are not committed to the process  

By the end of this program not only will you have a cashflow plan to pay off your debt and build your savings you will also have the clarity and the confidence to manage your money.

Investment: $547 or 3 monthly payments of $187