It’s the beginning of the year and everyone is setting new resolutions and goals. If you have not set your goals for the year yet, don’t worry you still have time. The great thing is that you don’t have to set your goals for the year, you can set quarterly or monthly goals.
Life Insurance Basics: The Principle Types & Their Benefits
Life Insurance Awareness month was in September but I want to bring it up again because I know of at least three people who passed away unexpectedly in the last few weeks. I know you have seen the Go FundMe Facebook posts asking for assistance with funeral costs. Every time I see one it bothers me, for many reasons but mostly because we need to be better informed of life insurance options, the benefits and how it can help your family pay for burial expenses and continue their standard of living after you pass away.
Achieve Your Money Goals In 7 Steps!
First Time Homeowners: How To Handle An Escrow Shortage
Last week, I talked about the reasons why you may have an escrow shortage today. I will discuss some of payment options you have if you do have an escrow shortage.
Hopefully you will never receive an escrow shortage letter ever in your life, but if you do, hopefully you have the funds to pay the shortage in full or the difference in your total mortgage payment is not significant enough to throw off your budget.
The One Thing No One Told You About Your Mortgage Payment
So you decide its time to buy a house and you're excited because your interest rate is fixed at 3.25%. Your mortgage payment will be cheaper than rent and you won't have to deal with your landlord increasing the rent every year right? You close and everything is all good until you get that escrow shortage letter in the mail from your mortgage company.