I attended Fincon (Financial Bloggers Conference) again this year. What is Fincon? Fincon is the Financial Bloggers Conference and it’s “Where Money & Media Meet”. This is my 2nd year attending and I enjoyed the opportunity to learn more to expand my business, engage in opportunities to collaborate with others, and meet your social media friends in person.
In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.
So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.
I have had people tell me that they will always be in debt so they are going to keep making monthly payments forever.
Well, that is not true, there are plenty of stories showing people who have paid off large amounts of debt.
I created a YouTube playlist of motivational debt free stories, click here to check it out.
I mention in a previous post that I budget by paycheck. I started doing this around 2005, after creating a monthly budget for a while and not feeling like I had a good handle on it (because I was busting my budget).
Lately, I have been asked a lot about how to increase credit score to get a mortgage. Last week. I talked about how your credit score is calculated. This week we will focus on activities that will help raise your score. Before we get into the details I really want you to understand that your credit score report is not the same as your friend's score and report.
It's early morning, my eyes popped open and the anxiety starts to set in. I look at the clock and it’s only 3:00 AM. Why am I wide awake? I still have a few more hours of sleep. Why do I feel all of this anxiety? If I clear my mind, I will fall back asleep. "Think nothing, Think nothing." I check the clock again and it's 3:45, ughhh....
Wealth building comes in different forms and through consistent work. There are steps you can take to put yourself on the path to building wealth early in life without a lot of money. One way is by building up your cash reserves aka your savings. There are additional wealth building opportunities that you need to participate in, such as, increasing your streams of income and investing but we are going to focus on building up your savings first so you will have the money to invest in those opportunities when you are ready.
Budget. Some people despise the thought of setting up a budget so much, that they don't even want to to hear the word budget. I think it's because the word budget sounds restricting and it has a history of being used in a negative light. For example, your parent loses their job so now your family is on a budget or your employer is having budget cuts so now they are having layoffs. I have also heard someone say a budget tells you how to spend YOUR money but who wants to be told what to do with their money?
