For a long time, I struggled with budgeting, especially when I first graduated from college and started working full-time. I had new expenses (some were unnecessary) and wasn't sure how to manage it with my new increase in income.
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It's early morning, my eyes popped open and the anxiety starts to set in. I look at the clock and it’s only 3:00 AM. Why am I wide awake? I still have a few more hours of sleep. Why do I feel all of this anxiety? If I clear my mind, I will fall back asleep. "Think nothing, Think nothing." I check the clock again and it's 3:45, ughhh....