I attended Fincon (Financial Bloggers Conference) again this year. What is Fincon? Fincon is the Financial Bloggers Conference and it’s “Where Money & Media Meet”. This is my 2nd year attending and I enjoyed the opportunity to learn more to expand my business, engage in opportunities to collaborate with others, and meet your social media friends in person.
In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.
So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.
I have had people tell me that they will always be in debt so they are going to keep making monthly payments forever.
Well, that is not true, there are plenty of stories showing people who have paid off large amounts of debt.
I created a YouTube playlist of motivational debt free stories, click here to check it out.
I mention in a previous post that I budget by paycheck. I started doing this around 2005, after creating a monthly budget for a while and not feeling like I had a good handle on it (because I was busting my budget).
Lately, I have been asked a lot about how to increase credit score to get a mortgage. Last week. I talked about how your credit score is calculated. This week we will focus on activities that will help raise your score. Before we get into the details I really want you to understand that your credit score report is not the same as your friend's score and report.
I saw a post on Instagram that said it is the last quarter in this decade. That definitely made me evaluate where I am compared to where I want to be. If one of your goals this year was to save more money and you feel like you are behind on your goal or you just don’t want to start the new decade in the same position. Charles Schwab’s Modern Wealth Survey showed that Americans are still struggling to save with 59% living paycheck to paycheck.
You typically go to the doctor's office at least once a year for a physical and the dentist every six months for a dental check-up but how often do you check on your money. It’s just as important as your health.
If you think about it, money affects every area of your life, for example, transportation whether you ride public transportation, take an uber or drive your own car, you pay in some way for all of these options, (unless you’re walking).
I just came back from my third Fincon and this year, my favorite city in the US, Washing DC at the Washington Hilton. I really enjoyed myself this year but I was exhausted the entire time because I made the mistake of going on vacation before Fincon. We went on what I call a Southern Tour where we visited friends and family and dropped our kid off at college so we hit eight cities and three weeks and I was home for less than a week and then went to Fincon where you don’t get much sleep. Because money nerds like to network, handle business and have fun all at the same tim
After I told you how I complete my monthly Financial Checkup, I received a question about how I complete my budget on a monthly basis, so I thought it would be a great topic to bring here.
My process may seem like it takes a while, and it did when I first started, but now that I have a process it only takes me about 15-20 minutes.
This is what I do at the end of the month after I complete my Finacial Checkup.
