Emergencies, they happen but they don’t sting as bad when you’re able to pull the money from your savings to cover it.  According to Bankrate.com only 40 percent of Americans would pay an unexpected expense of $1,000 from savings, 1/3 would borrow the money by using a credit card, personal loan, or by asking a family friend.  If you have to borrow it then that’s what you have to do but here’s the thing about borrowing money you borrow the money, you still have to pay it back so you now have another bill to pay each month.

Unfortunately, many women defer investing to their husband or never invest at all.

I’ve seen the scary results of women not taking an active role in the family finances.

When I worked at a financial planning firm, we had a client pass away.

His wife came into the office for a meeting so she could be caught up on their accounts.

This was the first time we were ever meeting her. Up until now, she simply let her husband handle the investing.

Now she was alone and completely clueless as to their investment plan, her investments, and even account balances.