I attended Fincon (Financial Bloggers Conference) again this year. What is Fincon? Fincon is the Financial Bloggers Conference and it’s “Where Money & Media Meet”. This is my 2nd year attending and I enjoyed the opportunity to learn more to expand my business, engage in opportunities to collaborate with others, and meet your social media friends in person.
In honor of Life Insurance Awareness month I wanted to bring you additional options for covering funeral costs outside of Life Insurance.
So just to be clear I believe that life insurance is important to help cover funeral cost (if the funds will not be accessible when you pass but it is also important to have so your family’s (children, spouse or anyone you financially support) will be able to keep the same quality of life after you pass away.
I have had people tell me that they will always be in debt so they are going to keep making monthly payments forever.
Well, that is not true, there are plenty of stories showing people who have paid off large amounts of debt.
I created a YouTube playlist of motivational debt free stories, click here to check it out.
I mention in a previous post that I budget by paycheck. I started doing this around 2005, after creating a monthly budget for a while and not feeling like I had a good handle on it (because I was busting my budget).
Lately, I have been asked a lot about how to increase credit score to get a mortgage. Last week. I talked about how your credit score is calculated. This week we will focus on activities that will help raise your score. Before we get into the details I really want you to understand that your credit score report is not the same as your friend's score and report.
The good thing is I didn’t really have to market myself. Certain restaurants advertise themselves on Postmates to have their food delivered to them. I will say you will need to understand the demographic areas to receive more delivers which means more money. Every delivery you’re guaranteed to make a profit.
I’m all about cutting expenses, but if you really want to accomplish your financial goals you need to increase your income.
First up in the Side Hustle Interview Series is LaShaun Coronel. LaShaun is the founder of the personal finance site Divas R Frugal and she runs Chic-N-Five. LaShaun has mulitple side hustles but she is telling us all about her jewelry side hustle today.
One of the ways I made extra money to pay off debt was to become an Adjunct Instructor/Professor. I taught as an adjunct for 4 years took a 3 year break and I just started teaching again. My initial thought was to open up the window to change careers in the future. When I was in graduate school I realized that a lot of my teachers were business owners (with PhDs), full-time accountants, and PhD candidates so that I knew I could teach at the college level one day.
Before I started Financialdemics, I was helping friends and family with their finances and I realized there were some common mistakes that everyone, even me, would encounter when it came to managing their money. A lot of the issues people encounter were due to improper planning which ends up affecting their goals.
