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How To Create A Budget

How To Create A Budget

Budget.  Some people despise the thought of setting up a budget so much, that they don't even want to to hear the word budget.  I think it's because the word budget sounds restricting and it has a history of being used in a negative light. For example, your parent loses their job so now your family is on a budget or your employer is having budget cuts so now they are having  layoffs.  I have also heard someone say a budget tells you how to spend YOUR money but who wants to be told what to do with their money?