When my son was young, I was always looking for fun activities I could do that he would enjoy but didn’t break the bank.   Especially when I was paying off my consumer debt, my son knew I was focused on paying off my debt but I didn’t want to associate paying off debt with “no fun activities” So I would build our “fun” into my budget because it was important to me to give him experiences.

Do you want to stop living check to check but you don’t know exactly where to start? One step to ending the cycle is by building your savings so you have a cushion in the event of an unexpected expense.